What to Expect From Your Complimentary Consultation

A No-Pressure, No-Cost First Step

Your initial consultation with Vineyard Wealth Group is completely complimentary, with no obligation to move forward. This is your opportunity to ask questions, explore your financial goals, and understand whether our guidance can meaningfully support your long-term plans.

Confidentiality You Can Trust

Everything you share during your meeting is strictly confidential. As a fiduciary investment advisor led by a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, we are committed to maintaining your privacy, protecting your information, and always acting in your best interest.

How to Prepare for Your Meeting

Bringing the right information helps us create a clear, accurate picture of your financial life. Everyone’s situation is different. The more documentation and figures that you can bring us, the more specific we can be. But you don’t need to prepare anything formal Simply gather whatever you already have available. Even incomplete information is helpful.

Possible Items to Bring

Financial Overview

  • Recent investment account statements (401(k), IRA, brokerage accounts, etc.)

  • Bank account summaries

  • Current allocation or retirement plan statements

  • Stock options or equity compensation details

Income & Cash Flow

  • Most recent pay stubs or income documentation

  • Social Security benefit estimates

  • Budget or spending outline

Taxes

  • Most recent tax return (last year’s 1040 + schedules)

Insurance & Risk Management

  • Life, disability, long-term care, or umbrella insurance policies

  • Employer-provided benefits summaries

  • Health savings account (HSA) details

Estate Planning

  • Existing will or trust

  • Beneficiary statements

  • Powers of attorney or healthcare directives

Goals & Priorities

  • Retirement timeline

  • Major life goals (home purchase, education funding, business planning, charitable giving)

  • Any questions or concerns you want to address

Make It

What Will Happen During the Consultation

1. We Get to Know You

We’ll discuss your goals, priorities, and concerns, whether you’re planning for retirement, optimizing investments, addressing taxes, or evaluating risk.

2. We Review Your Financial Picture

We’ll walk through your documents together and help you identify strengths and opportunities across investments, taxes, retirement planning, and estate considerations.

3. We Provide Initial Guidance

You’ll leave the meeting with clarity, actionable insights, and a sense of the strategies that may support your financial future. We’ll run a Right Capital plan that will provide an analysis of the success rate of your retirement plan.

5. You Decide What Comes Next

After the consultation, you’re in complete control. Some clients choose to move forward with ongoing planning or investment management; others simply take the insights from the meeting. There is never any pressure or commitment.