A More Coordinated Approach to Financial Planning
Most financial advice happens in pieces. Investments in one place. Taxes in another. Estate planning somewhere else.
We bring everything together into one clear, coordinated plan so your financial decisions work together, not against each other.
As a fee-only, fiduciary advisory firm serving Martha's Vineyard and the surrounding region, we are legally required to act in your best interest at all times. Our team is led by Grant Joiner, CFP® and Enrolled Agent, with nearly 20 years of financial services experience.
What We Do
Investments
We design and manage portfolios aligned with your goals, risk tolerance, and long-term plan.
Your investments are not managed in isolation. Every decision is made in the context of your tax situation, income needs, and overall financial strategy.
Retirement income planning
Ongoing monitoring and adjustments
Tax Preparation
We handle both tax planning and tax preparation, keeping your strategy aligned year-round.
By combining strategy and execution, your tax plan stays aligned with your broader financial picture, with fewer gaps and missed opportunities.
Tax return preparation
Coordination with investment decisions
Estate Planning
We help you create and maintain the documents that protect your family and reflect your wishes.
Through our partnership with Wealth.com, we help you create and maintain key documents such as wills, trusts, and healthcare directives, all within a secure and streamlined platform.
Coordination with your financial plan
Ongoing review as your life evolves
Additional Support Services
While investments, tax planning and preparation, and estate planning form the foundation of our work, we also provide guidance across other areas of your financial life as needs arise.
Cash and Fixed Income Management
We help you make the most of your cash through thoughtful use of money market funds, CDs, and U.S. Treasuries, balancing yield, liquidity, and safety based on your needs.
Risk Management and Insurance Review
We review your existing coverage to identify gaps, eliminate overlap, and ensure your protection aligns with your broader financial plan. Recommendations are always based on your needs, not commissions.
Ongoing Financial Guidance
From budgeting and debt decisions to education planning and major purchases, we provide practical guidance to help you move forward with clarity and confidence.
Ready to simplify your financial life?
Schedule a free, no-pressure consultation with Grant at our Vineyard Haven office or by phone.
We'll review your situation and give you honest guidance on whether working together makes sense.