Our Services
Your investment strategy should reflect your goals, risk tolerance, and stage of life—not the latest market trend. At Vineyard Wealth Group, we build diversified model portfolios designed to reduce risk, keep fees low, and promote long-term, tax-efficient growth. For clients seeking a more personalized approach, we also customize portfolios to incorporate specific companies, sectors, or strategies that align with your values and financial objectives.
We custody assets with Charles Schwab, a firm recognized for its financial strength, advanced security practices, and commitment to transparency. Through Schwab’s platform, you can easily monitor your accounts and feel confident knowing your assets are safeguarded by industry-leading protections.
Investments
Retirement Planning
Whether you’re still building toward retirement or managing income after leaving work, we’ll help you understand the full picture. Our retirement planning process visualizes your income sources, expenses, savings, and healthcare costs—so you can make confident decisions with real clarity.
You’ll receive:
A custom retirement timeline with visual breakdowns
Income planning including Social Security analysis
Clear understanding of how to draw from various accounts
Ongoing updates as your life or goals change
As an Enrolled Agent (EA), Grant is licensed by the IRS to represent taxpayers and advise on complex tax matters. We offer proactive tax planning throughout the year—not just in April. Whether you need help reducing your tax bill, planning around major life changes, or preparing returns, we integrate tax strategy into every part of your financial plan.
Our tax services include:
Year-round planning and projections
Roth conversion analysis
Charitable giving strategies
Coordination with your CPA or direct tax filing when needed
Tax Strategy & Preparation
A well-structured estate plan ensures your assets are protected, your wishes are honored, and your loved ones are supported. We help simplify what can often feel like a complex process by combining personal guidance with modern tools.
Through our partnership with Wealth.com, clients have access to a secure, user-friendly platform where you can create and maintain essential estate documents like wills, healthcare directives, powers of attorney, and revocable living trusts.
Whether you’re starting from scratch or reviewing existing documents, we’ll walk through everything with you. Together, we’ll:
Identify your legacy goals and priorities
Organize assets, titling, and beneficiaries
Draft or review key legal documents using Wealth.com
Coordinate your estate plan with your broader financial strategy
Help ensure your plan stays current as life evolves
This partnership allows you to take meaningful action on your estate plan, without needing to navigate it alone or wait for multiple outside professionals.
Estate Planning
While investments, taxes, estate planning, and retirement are the foundation of what we do, we also provide broader financial support to help clients feel in control and confident across all areas of their finances.
Cash and Fixed Income Management
We help clients make the most of their idle cash by designing efficient strategies using Money Market Funds, Certificates of Deposit (CDs), and U.S. Treasuries. Whether you're holding cash for an upcoming purchase, seeking competitive yields, or managing emergency reserves, we can help ensure your cash is working harder for you—without sacrificing liquidity or safety.
Risk Management & Insurance Reviews
Your financial plan is only as strong as your safety net. We provide unbiased reviews of your current insurance coverage, including life, disability, long-term care, and property policies. We’ll identify gaps, eliminate overlaps, and help you decide what coverage makes sense—not based on a commission, but based on your needs. If insurance changes are necessary, we’ll coordinate with your existing agent or refer you to trusted professionals.
General Financial Coaching
Not every financial decision fits neatly into a category. Whether you're creating a budget, evaluating student loan options, saving for a major purchase, managing debt, or planning for education expenses, we’ll work with you to build habits and strategies that move you forward. Our goal is to bring clarity to the decisions that impact your everyday life—not just the long-term ones.